Storm Season and UPPA Violations

As storm season approaches the metroplex, being informed is our greatest defense against the storm chasers and door knockers that swarm every chance they get. We at Northwest Roofing are here for our customers every day of the year, not just when a storm hits. Whether you have an issue with wind damage, a leak, or just confirmation that your roof is still holding strong, Don Rutherford, the owner and operator of Northwest Roofing will personally be there to give you honest and reliable information.

Law-abiding roofer in North Texas
The Texas Department of Insurance has been actively issuing fines in excess of $5,000 to contractors across the state for “UPPA“, The Unauthorized Practice of Pubic Adjusting. They are also diligently working with the Attorney General’s office on enforcement of HB2102 (deductible law) which went in to effect September 1, 2019.

“The unlicensed practice of public adjusting is a vehicle of consumer fraud that preys on some of the most vulnerable elements of our society. The disaster-stricken, the elderly, the unsophisticated and those for whom English is a second language. Individuals losses range from a couple of thousand to tens of thousands of dollars. And frequently, victims are left without a remedy, because UPPA offenders just disappear or are not worth suing.”

The Unauthorized Practice of Pubic Adjusting occurs when someone other than a licensed claims adjuster works with a consumer to settle a property insurance claim. … These unlicensed or unauthorized claims adjusters will pretend to have the authority to handle a property claim, but they do not.

What does this mean to you as a homeowner. Texas law states that “A roofing contractor may not act as a public adjuster or advertise to adjust claims for any property for which the contractor is providing or may provide roofing services, regardless of whether the contractor holds a license under this chapter.”

Financing for Your Deductible

With the law that went into effect last September, roofing customers are far more likely to be paying their full deductible for roofing work covered by property insurance. Northwest Roofing is recommending a third party financing company to help homeowners pay their sometimes very high deductibles.

Don’t Break the Law

Click the image below for a full-size PDF if you cannot read the thumbnail.

Financing Help

We have found third party financing to help our customers when the deductible is a burden. Click the image below to view Rev19’s application form.

You Can Depend on Northwest Roofing

roofing-contractors-association-of-texasNorthwest Roofing is a Real Local Roofing Company

Northwest Roofing is known to homeowners as a reliable and real roofing company and not one of the roofing scammers that come out after a storm and storm neighborhoods with promises of quick roof repair at a lower cost. After these scammers collect their money, homeowners find out later their roof repair wasn’t repaired properly and having to pay another roofer to complete the job. Continue reading You Can Depend on Northwest Roofing

Storm Chasers Claim to Be Experienced Roofers

roof-damage Storm Chasers are people who claim to be experienced roofing contractors who usually come from other states searching for quick turn-over roofing jobs. When a tragic event happens to homeowners like the recent multiple tornados that recently hit homes in several cities in Texas recently, people who represent themselves as roofing contractors, mainly called storm chasers swarm and hit the unsuspicious homeowners with promises of roof repair. Continue reading Storm Chasers Claim to Be Experienced Roofers

Roofing Scams|Hire a Reputable Roofer|Northwest Roofing-Haslet-TX

Roofing Scams or a Reputable Roofer?

Roofing scam con-artists seem to come out of every corner whenever there is a little hail storm or strong winds or rain. It reminds me of cockroaches scurrying around whenever the light comes on because that is what happens in local neighborhoods that happen to have bad storm weather or even a mild one. Seriously, homeowners are harassed by fly-by-night roofers who will do anything to get into a homeowners wallet. What is a homeowner to do? Continue reading Roofing Scams|Hire a Reputable Roofer|Northwest Roofing-Haslet-TX

Roof Leaks| 5 Tips on How to Protect Your Roof

Tip 1: Check your roof.

roof-leaks Look for any roof damage. Pay attention to surface bubbles and areas with missing gravel on flat roofs, or missing or damaged shingles or tiles on sloped roofs. Roof leaks can eventually damage the wood sheathing and rafters below the shingles, leading to thousands of dollars in repairs. If you binoculars, it will help you to help spot cracked, curled, or missing shingles safely from the ground. Most people are uncomfortable looking for roof damage. Continue reading Roof Leaks| 5 Tips on How to Protect Your Roof

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