As storm season approaches the metroplex, being informed is our greatest defense against the storm chasers and door knockers that swarm every chance they get. We at Northwest Roofing are here for our customers every day of the year, not just when a storm hits. Whether you have an issue with wind damage, a leak, or just confirmation that your roof is still holding strong, Don Rutherford, the owner and operator of Northwest Roofing will personally be there to give you honest and reliable information.
The UPPA violations occur when someone other than a licensed claims adjuster works with a consumer to settle a property insurance claim.
The Texas Department of Insurance has been actively issuing fines in excess of $5,000 to contractors across the state for “UPPA“, The Unauthorized Practice of Pubic Adjusting. They are also diligently working with the Attorney General’s office on enforcement of HB2102 (deductible law) which went into effect September 1, 2019.
“The unlicensed practice of public adjusting is a vehicle of consumer fraud that preys on some of the most vulnerable elements of our society. The disaster-stricken, the elderly, the unsophisticated, and those for whom English is a second language. Individuals’ losses range from a couple of thousand to tens of thousands of dollars. And frequently, victims are left without a remedy, because UPPA offenders just disappear or are not worth suing.”
The Unauthorized Practice of Pubic Adjusting occurs when someone other than a licensed claims adjuster works with a consumer to settle a property insurance claim. These unlicensed or unauthorized claims adjusters will pretend to have the authority to handle a property claim, but they do not.
What does this mean to you as a homeowner? Texas law states that “A roofing contractor may not act as a public adjuster or advertise to adjust claims for any property for which the contractor is providing or may provide roofing services, regardless of whether the contractor holds a license under this chapter.”
With the law that went into effect last September, roofing customers are far more likely to be paying their full deductible for roofing work covered by property insurance. Northwest Roofing is recommending a third party financing company to help homeowners pay their sometimes very high deductibles.
Don’t Break the Law
Click the image below for a full-size PDF if you cannot read the thumbnail.
We have found third party financing to help our customers when the deductible is a burden. Click the image below to view Rev19’s application form.
Storm Chasers are people who claim to be experienced roofing contractors who usually come from other states searching for quick turn-over roofing jobs. When a tragic event happens to homeowners like the recent multiple tornados that recently hit homes in several cities in Texas recently, people who represent themselves as roofing contractors, mainly called storm chasers swarm and hit the unsuspicious homeowners with promises of roof repair. Continue reading Storm Chasers Claim to Be Experienced Roofers
Roofing Scams or a Reputable Roofer?
Roofing scams are very common after heavy rain or mild hail storm. It reminds me of cockroaches scurrying around whenever the light comes on because this is what happens in neighborhoods that had bad storm weather. Seriously, homeowners are harassed by fly-by-night roofers who will do anything to get into a homeowner’s wallet. What is a homeowner to do? Continue reading Roofing Scams
Insurance Adjusters and Roofers Are Not the Same
Many homeowners are complaining about the many roofers who come knocking at their door. These type of “door knocker” roofers are not your local and reliable contractor but they are there to steal your insurance money by obtaining the homeowner’s insurance information and then file a claim. Roofers are not Insurance Adjusters! Continue reading Insurance Adjusters and Roofers
Northwest Roofing 2017 Summary
Welcome to Northwest Roofing locally owned and operated in Haslet, Texas. If you haven’t been following our blog each month you will find a listing below for the last 11 months. If you are one of our loyal followers, thank you and hope you have enjoyed reading the tips and information that we have shared. Continue reading Northwest Roofing 2017
Roofing Scam #1: Storm Chasers
Storm chasers are temporary roofing companies, independent contractors or generally the unemployed with limited or no roofing experience at all, who will follow storm ravaged areas in order to scam homeowners out of their money. They do this by offering non-existent roofing services and running away with the homeowner’s cash. Avoid signing with any roofing contractor that isn’t local to your area. Continue reading Roofing Scams Homeowners Need to Know
7 Popular Roofing Scams Homeowners Need to Avoid
Roofing Scams, Storm Chasers and Insurance Adjuster Impersonators – Oh My!
Roofing Scam #1: Storm Chasers
Storm chasers are temporary roofing companies, independent contractors or generally the unemployed with limited or no roofing experience at all, who will follow storm ravaged areas in order to scam homeowners out of their money. They do this by offering non-existent roofing services and running away with the homeowner’s cash. Continue reading 7 Popular Roofing Scams
Fort Worth Roofing Company is Known for Their Integrity
Don Rutherford, owner and roofing contractor for Northwest Roofing is known for his integrity among other professional qualities. Don has been in the roofing business for over 25+ years. He first began working in the roofing business alongside his father. He learned quickly on how to professionally install a roof and started his own Fort Worth roofing company in 1997. Continue reading Fort Worth Roofing Company
Roofing Supplies Are Going Through the Roof!
Many roofing suppliers are raising their prices on roofing supplies, shingles, gutters, windows, siding and accessories. The price increases began in March 2014 and are expected to increase pricing again in April or May 2014. Pricing is expected to increase between 7% up to 10%. May roofing contractors are receiving letters from their suppliers about the increase in roofing supplies. Continue reading Roofing Supplies Price Increases