Storm Season and UPPA Violations

As storm season approaches the metroplex, being informed is our greatest defense against the storm chasers and door knockers that swarm every chance they get. We at Northwest Roofing are here for our customers every day of the year, not just when a storm hits. Whether you have an issue with wind damage, a leak, or just confirmation that your roof is still holding strong, Don Rutherford, the owner and operator of Northwest Roofing will personally be there to give you honest and reliable information.

Law-abiding roofer in North Texas
The Texas Department of Insurance has been actively issuing fines in excess of $5,000 to contractors across the state for “UPPA“, The Unauthorized Practice of Pubic Adjusting. They are also diligently working with the Attorney General’s office on enforcement of HB2102 (deductible law) which went in to effect September 1, 2019.

“The unlicensed practice of public adjusting is a vehicle of consumer fraud that preys on some of the most vulnerable elements of our society. The disaster-stricken, the elderly, the unsophisticated and those for whom English is a second language. Individuals losses range from a couple of thousand to tens of thousands of dollars. And frequently, victims are left without a remedy, because UPPA offenders just disappear or are not worth suing.”

The Unauthorized Practice of Pubic Adjusting occurs when someone other than a licensed claims adjuster works with a consumer to settle a property insurance claim. … These unlicensed or unauthorized claims adjusters will pretend to have the authority to handle a property claim, but they do not.

What does this mean to you as a homeowner. Texas law states that “A roofing contractor may not act as a public adjuster or advertise to adjust claims for any property for which the contractor is providing or may provide roofing services, regardless of whether the contractor holds a license under this chapter.”